Home & furniture

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Pick the best mattress starting at 0% APR

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NECTAR Sleep

As low as 0% APR

Mattress Firm

As low as 0% APR

Purple

As low as 0% APR

DreamCloud Sleep

As low as 0% APR

Serta

As low as 0% APR

Beautyrest

As low as 0% APR

Siena Sleep

As low as 0% APR

Tuft & Needle

As low as 0% APR

Cloverlane

Sign in to pay with Affirm at these favorite brands

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The Home Depot

As low as 0% APR

Shop top-rated styles to update your decor

Lowe's

As Low As 0% APR

Save on today’s online only deals. Products refreshed daily.

Macy's

Brighten Up Your Winter Storewide Event: 15% Off

Sam's Club

As low as 0% APR

Get a Club membership for $20*. And score President's Day savings.

Litter-Robot

Ace Hardware

As Low As 0% APR

Target

Now eligible on basket sizes of $50 or more

Wayfair

As low as 0% APR

2-Day Shipping on Thousands of Items at Wayfair

Buying with Affirm is easy

Step 1

Step 2

Step 3

Go shopping

Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

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For a cleaner home

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Dyson

As low as 0% APR

SharkClean

As low as 0% APR

LG Electronics

BISSELL

Buy now, pay over time for home decor & furniture

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Amazon

Ashley

As low as 0% APR

Bed Bath & Beyond

Awara Sleep

As low as 0% APR

Lull

As low as 0% APR

35% Off Any Mattress

Ready to start shopping?

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Accessories

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Apparel

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Auto

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Beauty & health

Black-owned businesses

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Electronics

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Fitness & gear

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Home & furniture

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Luxury

Shoes

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Travel

Wedding

Frequently asked questions about our furniture and mattress merchants

What furniture stores offer financing or monthly payments?

How can I finance a mattress using Affirm?

Does using buy now, pay later for furniture incur interest?

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. The Affirm Money™ Accounts is are held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.