Pay at your own pace

PayBright is now Affirm! Buy now and pay over time at your favourite stores with Affirm with no hidden fees—not even late fees.

Image of a chair

Why you’ll love Affirm

With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.

Illustration of a paper airplane

We make it easy to apply

Checking your eligibility is quick and simple, and doesn’t impact your credit score.

Image of an off the wall calendar

We never charge fees

You'll never pay late fees. Or annual fees. Or hey-it's-a-random-day-in-April fees.

We tell it like it is

With Affirm, you always know exactly what you'll owe and when you'll be done paying off your purchase.

Just choose Affirm at checkout

Apple background
Apple logo2
Apple
0% APR for 24 months on all iPhones
Amazon background
Amazon logo2
Amazon
Samsung background
Samsung logo2
Samsung
CheapOair background
CheapOair logo2
CheapOair
Hudson's Bay background
Hudson's Bay logo2
Hudson's Bay
RONA background
RONA logo2
RONA
Browns background
Browns logo2
Browns
As low as 0% APR
Newegg background
Newegg logo2
Newegg
Article background
Article logo2
Article
As low as 0% APR
Peloton background
Peloton logo2
Peloton
As low as 0% APR
Cozey background
Cozey logo2
Cozey
As low as 0% APR
Dyson background
Dyson logo2
Dyson
As low as 0% APR
Casper background
Casper logo2
Casper
As low as 0% APR
EQ3 background
EQ3 logo2
EQ3
As low as 0% APR
Structube background
Structube logo2
Structube
Secret Lab background
Secret Lab logo2
Secret Lab
As low as 0% APR
Endy background
Endy logo2
Endy
As low as 0% APR
Rad Power Bikes background
Rad Power Bikes logo2
Rad Power Bikes
As low as 0% APR
Lee Valley background
Lee Valley logo2
Lee Valley
As low as 0% APR
Foot Locker background
Foot Locker logo2
Foot Locker
Giant Bicycles background
Giant Bicycles logo2
Giant Bicycles
SharkClean background
SharkClean logo2
SharkClean
As low as 0% APR
BathDepot background
BathDepot logo2
BathDepot

Buying with Affirm is easy

Step 1
Step 2
Step 3

Fill your cart

Shop online or in-store. Then select Affirm at checkout, and enter a few details for an instant decision.

Get startedLearn more
Image of a phone screen with items for purchase
InstagramInstagramTwitterTwitterLinkedinLinkedin
The Australian flag
Australia
The Canadian flag
Canada (En)
The Canadian flag
Canada (Fr)
The American flag
United States
UK flag
United Kingdom

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options.  Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see How It Works.