What you see is what you pay

When you buy with Affirm, there are no hidden fees. Instead, you get a simple, easy, transparent way to shop. Because when it comes to paying for your favorite things, there should be no surprises.

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How to buy with Affirm

Step 1

Fill your cart

Shop your favorite stores and then select Affirm at checkout. Enter a few pieces of information and get a real-time decision.

image of payment option at checkout with affirm- purple background

Step 2

Choose how to pay

Select the payment schedule that works for you, then confirm your loan. We’ll never charge more than you see up front.

Step 3

Make easy monthly payments

Download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders so you never miss a payment.

Just choose Affirm at checkout

Walmart.com

Peloton E-commerce

Amazon

Expedia Hotels & Vacation Packages

Black Friday Sale: members save 30% or more.

Pottery Barn

As low as 0% APR

The RealReal

As low as 0% APR

Sony Electronics Inc.

As low as 0% APR

Target

Now eligible on basket sizes of $50 or more

Overstock.com

As low as 0% APR

Up to 70% off 1000s of items

Pay on the go, wherever you go

Download the Affirm app and discover a new way to pay over time almost anywhere.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.