The buy now, pay later solution that delivers

Affirm gives your customers a better way to pay over time, with no fees or surprises. From 0% APR offers to flexible payment plans, we offer a wide variety of payment solutions to expand your customer base and increase average order value.

HIGH-LTV CUSTOMERS

Tap into a valuable, two-sided network of merchants and customers

HIGH USAGE

of customers would’ve delayed or not purchased without Affirm

HIGH AOV

lift in average order values

HIGH CONVERSION

fewer abandoned carts than any other BNPL

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Resources to help you make your decision

Affirm’s 'better checkout solution' drives more sales for Whisker

The pet tech company saw incremental conversion and sales gains during its test of Adaptive Checkout.

The solution that helps grow e-commerce sites of every size

Adding this checkout option for shoppers at small and midsize business sites can boost conversion and more.

Affirm and Bugaboo make strollers attainable for more parents

“The zero-interest promotions with Affirm are really reducing friction.” – Arial Heyman, Head of Digital for Bugaboo North America

Which buy now, pay later service is right for you: 5 questions

If you want to drive more sales by offering pay-over-time options to your customers, use these questions to guide your decisions.

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.